Scope
Governance layer only
Not a bank core system or payment rail.
Bank Pilot · Shadow mode
FRFI · read-only simulation
Evaluate operational intent against policy before any partner or bank execution layer acts. Read-only — no payment rails or custody.
Honest scope for diligence reviewers — what you can demo, export, and defend today.
Scope
Not a bank core system or payment rail.
Output
RID-keyed records for board and OSFI conversations.
Independent-style decision records oriented toward OSFI E-23 evidence (effective May 2027) — not regulatory certification. Canadian OSFI E-23 orientation · NF_OSFI_E23_DILIGENCE_REFRESH · Governance audit trail
Credit union
Read-only simulation for CU buyers.
Credit union intakeBoundary
Separate SOW law — governance vs MSB attestation.
NF_BP_VS_TF001_BOUNDARY_FAQNon-confidential intake for FRFI shadow governance